You don’t have to worry that you’ll receive a surprise bill for out-of-network services, though. You can take a few steps to ensure Beacon Health Options rehab coverage applies to services from any provider you work with. First, call the customer service number on your health insurance card and ask to speak to someone about drug rehab coverage. Remember, BHO has clinical staff to answer your questions, and the lines are staffed 24 hours every day. Someone can help you understand what services are covered under your plan and where you can seek treatment. Second, provide your insurance card to the staff at the rehab you contact. They will be able to conduct an insurance verification to ensure treatment is covered. At that time, the staff will explain what services are covered and how much you may owe based on your deductible, co-insurance and out-of-pocket maximums.